Regain your driving privileges immediately with fast, electronic SR22 filing from David Auto Insurance Services.

What is an SR22 in Texas?

An SR-22 is often referred to as "SR22 insurance," but it is actually not a type of insurance policy. It is a Certificate of Financial Responsibility that your auto insurance company files with the Texas Department of Public Safety (DPS). This certificate guarantees the state that you carry the minimum liability coverage required by Texas law.

You may be required to maintain an SR22 on file for two to five years depending on the nature of your violation. If your insurance policy lapses or is canceled during this period, your insurance company is legally obligated to notify the DPS immediately (via an SR-26 form), which will result in the immediate suspension of your driver's license.

Why Might You Need an SR22?

In Austin and throughout Texas, a judge or the DPS will mandate an SR22 filing for severe driving offenses, including:

• DWI or DUI Convictions: Driving while intoxicated is the most common reason for an SR22 requirement.
• Driving Without Insurance: Being caught driving without the state-mandated minimum liability insurance.
• Multiple Traffic Violations: Accumulating too many points on your driving record in a short period.
• At-Fault Accidents: Causing an accident while driving without insurance.
• License Suspension: Required for the reinstatement process of a suspended or revoked license.

Non-Owner SR22 Insurance

What if you don't own a car but still need an SR22 to get your license back? We offer Non-Owner SR22 Insurance. This type of policy provides liability coverage for you when you drive a borrowed or rented vehicle, and it satisfies the state's requirement for the SR22 filing. It is typically much cheaper than a standard owner's policy and is a perfect solution to satisfy court requirements quickly.